Ridgeline Landscaping Co.
Monthly report · September 2026 · compared with August 2026
The month in plain English
Revenue was $86,400, down 6.2% on August. Maintenance contracts were steady; installation work fell from $35,800 to $31,600, the usual pattern as the season winds down.
Gross margin slipped from 37.8% to 36.1%. Materials rose to 24.7% of revenue from 22.7%. Three fixed-price installation jobs had higher stone costs than quoted, which is worth a look before you price similar jobs next spring.
Cash rose by $6,250 to $47,500. $3,100 is more than 30 days overdue across four customers. Reminders have gone out; the largest needs your decision below.
Profit and loss
| Line | Sep 2026 | Aug 2026 |
|---|---|---|
| Income | ||
| Landscape maintenance contracts | $51,200 | $52,900 |
| Installation and hardscape jobs | $31,600 | $35,800 |
| Seasonal clean-ups | $3,600 | $3,400 |
| Total revenue | $86,400 | $92,100 |
| Cost of jobs | ||
| Materials (plants, stone, mulch) | $21,300 | $20,900 |
| Subcontractors | $9,800 | $11,200 |
| Crew wages and payroll taxes | $24,100 | $25,200 |
| Gross profit | $31,200 | $34,800 |
| Overheads | ||
| Vehicles and fuel | $3,150 | $3,380 |
| Office wages | $4,200 | $4,200 |
| Rent and yard | $2,400 | $2,400 |
| Insurance | $1,450 | $1,450 |
| Marketing | $900 | $1,100 |
| Software and phones | $420 | $420 |
| Equipment loan interest | $380 | $395 |
| Other | $610 | $515 |
| Total overheads | $13,510 | $13,860 |
| Net profit | $17,690 | $20,940 |
Cash summary
| Cash at 1 September | $41,250 |
| Received from customers | $83,900 |
| Suppliers and subcontractors | -$31,600 |
| Payroll (crew and office) | -$28,300 |
| Overheads | -$9,950 |
| Equipment loan repayment (principal) | -$1,800 |
| Owner draw | -$6,000 |
| Cash at 30 September | $47,500 |
Who owes you money
| Not yet due | $14,200 |
| 1 to 30 days overdue | $6,100 |
| 31 to 60 days overdue | $2,300 |
| Over 60 days overdue | $800 |
| Total owed to you | $23,400 |
What we checked and flagged
- Done412 of 412 bank and card lines categorised; 3 accounts reconciled to statements with no differences.
- Done96% of card purchases have a receipt attached. 6 receipts are still missing; your crew got a reminder on the 3rd.
- Your call$1,240 paid to a new supplier, Valley Stone Supply. Please confirm it was for the Hillcrest patio job so we can tag it to that job.
- Your callOakmont HOA: $2,300 is 45 days overdue after three reminders. Do you want a phone call from you, or a firmer final letter from us?
- DoneEquipment loan payment split into interest ($380) and principal ($1,800); the loan balance matches the lender statement.
Prepared from the company's QuickBooks Online file and reviewed by Daniyal J. Paracha, FCA. Management information only, not audited or reviewed financial statements. Cypher does not provide tax advice.